This promotion has not been approved by an authorised person under the Financial Services and Markets Act 2000 (FSMA). Relying on this promotion for investment decisions may expose you to the risk of losing all invested capital.
These Terms and Conditions (“Terms”) govern your use of our website at www.monedacapital.co.uk (the “Website”) and www.monedacapitalgroup.com (the “Website”) and the information about the products or services on this Website.
By accessing the Website, you confirm that you have read, understood, and agree to be legally bound by these Terms. If you do not agree to these Terms, you must not use the Website.
Please read these Terms carefully before making use of our Website. These Terms include important information, including risk warnings and disclaimers about investments accessed via the Moneda Capital platform (the “Platform”).
Access to our investment opportunities is restricted to Professional Investors, Certified High Net Worth Individuals, and Self-Certified Sophisticated Investors as defined under the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005.
The investments are not available to the general public and are made solely to eligible individuals. Moneda Capital does not provide investment, financial, tax, legal, or other advice. Nothing on our Website should be interpreted as advice or a recommendation to invest.
Please also refer to the Privacy Policy, which form part of these Terms.
These Terms constitute an agreement between you (“you”, “your” or “investor”) and Moneda Capital PLC (“Moneda Capital”, “we”, “us” or “our”).
Moneda Capital is a company registered in England and Wales with company number 13107120. Our registered office is at 207 Sloane Street, Knightsbridge, London, SW1X 9QX, United Kingdom.
Moneda Capital operates an online Platform through which eligible investors may access structured investment programmes linked to bonds issued by Moneda Capital and listed on recognised exchanges.
You acknowledge that by using the Website or Platform, you are entering into a legal agreement with Moneda Capital PLC and agree to be bound by these Terms, including any future updates or amendments. If you do not agree to these Terms, you must immediately stop using the Website and Platform.
Access to the Platform and participation in the relevant Moneda Capital Fixed Rate Programme (the “Programme”) is restricted to persons who are eligible under the exemptions provided in the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the “Order”), including :
By accessing and using the Platform, you represent and warrant that you meet one or more of the criteria above. If you do not meet these eligibility requirements, you must not attempt to access investment opportunities via the Platform.
Before subscribing to any investment, you will be required to certify your status through the Platform. Moneda Capital may request additional documentation or evidence to verify your status in accordance with our regulatory obligations.
By accessing or using the Website and the Platform, you agree to comply with these Terms and to use the Platform solely for lawful purposes in accordance with all applicable laws and regulations.
You must not use the Platform :
Moneda Capital grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform strictly in accordance with these Terms. We reserve the right to withdraw or amend the Platform without notice and will not be liable if, for any reason, the Platform is unavailable at any time or for any period.
Moneda Capital reserves the right to suspend or terminate your access to the Platform immediately and without notice if you breach any of these Terms and Conditions or if your continued use is deemed detrimental to the operation of the Platform or other users.
All information provided on the Platform is subject to change without notice. While Moneda Capital endeavours to ensure the accuracy of information provided, it does not guarantee that the Platform or its contents will always be available, accurate, complete, or up-to-date.
Moneda Capital provides access to structured investment opportunities through the Programme, which are designed exclusively for Professional Investors, Certified High-Net-Worth Individuals, and Sophisticated Investors, as defined under the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005.
Investors participating in the Programme subscribe directly with Moneda Capital. Funds are allocated into bonds listed on the Vienna Stock Exchange (MTF), secured by underlying asset-backed security structures. Investors do not directly hold the listed bonds; instead, their subscriptions are recorded within Moneda Capital’s designated account structure, with visibility through the Platform.
Moneda Capital is not authorised or regulated by the Financial Conduct Authority (FCA). Investment opportunities on this Website are offered under exemptions permitted by the Financial Services and Markets Act 2000 (FSMA). As such :
Moneda Capital does not provide financial, legal, or tax advice. Any material on the Website or Platform is provided for general information purposes only and must not be relied upon as a recommendation or advice to invest. Investors should conduct their own independent research and/or consult their own independent financial adviser before making any investment decisions.
No information contained on the Website or Platform constitutes a public offer to sell, or a solicitation of an offer to buy, securities in any jurisdiction where such solicitation or offer would be unlawful.
Participation in any Moneda Capital investment is subject to the completion of all necessary eligibility checks, acceptance of applicable documentation (including the relevant Information Memorandum).
Access to the investment opportunities through this Website is restricted to persons who meet the eligibility criteria.
Prior to participating in any investment, all users must complete a self-certification process through the Platform, confirming their eligibility. The certification process ensures compliance with UK financial promotion rules and confirms that users understand the risks associated with investing in the Programme.
Investments offered by Moneda Capital are not available to retail clients as defined under the Financial Conduct Authority’s Conduct of Business Sourcebook (COBS) or the UK implementation of Markets in Financial Instruments Directive II (MiFID II).
Moneda Capital reserves the right to request evidence of an investor’s eligibility at any time and may refuse access to the Platform or cancel a subscription if sufficient evidence is not provided.
Moneda Capital offers eligible investors the opportunity to participate in its Programme through a structured and transparent subscription process :
a. Registration : Investors must first register via the Platform and complete the necessary self-certification to confirm their eligibility.
b. Review of Investment Documents : Before subscribing, investors must review all relevant investment materials, including the Information Memorandum, and risk disclosures.
c. Application Form : Eligible investors are required to complete and sign an Application Form.
d. Fund Transfer : Once the Application Form has been completed, investors transfer their subscription amount to Moneda Capital’s designated client account. Funds are not transferred to any third party.
e. Investment Allocation : Upon receipt of cleared funds, Moneda Capital allocates investments accordingly into the relevant tranche within the Programme . Investments are recorded in each investor’s personal account within the Platform, providing real-time access to investment status, payment schedules, and supporting documentation.
f. Investment Monitoring : Investors can track their investment performance, interest payments, and principal repayment timelines via their secure Platform dashboard.
Important Note : Application to subscribe are binding upon acceptance by Moneda Capital. Investors should ensure that they have carefully read and understood all documentation and risk warnings before completing the investment process.
Investing in the Programme involves risks. It is important that investors fully understand the nature of the investment and the associated risks before subscribing.
Capital at Risk : Your capital is at risk and you may not receive back the full amount originally invested.
Fixed-Term Investment : The Programme is a fixed-term. Investors may not have access to their capital before the scheduled maturity date.
Illiquidity Risk : There is no active secondary market for investments in the Programme. Investors should be prepared to hold their investment until maturity.
Credit and Counterparty Risk : Returns are dependent on the performance of underlying real estate projects and secured lending activities. If counterparties fail to meet their obligations, this may impact returns.
Regulatory Status : Moneda Capital is not authorised or regulated by the Financial Conduct Authority (FCA). Investments are made under relevant exemptions and are not covered by the Financial Services Compensation Scheme (FSCS).
No Guarantee of Returns : While Moneda Capital seeks to deliver fixed returns through secured asset backing and structured lending practices, returns are not guaranteed and depend on the successful performance of the underlying investments.
Suitability : These investments are suitable only for Professional Investors, Certified High Net Worth Individuals, and Sophisticated Investors who understand the risks involved and can bear the potential loss of their entire investment.
Independent Advice : Investors are strongly advised to seek independent financial advice before making any investment decisions.
Access to the Platform is granted exclusively to investors who have successfully completed the eligibility and self-certification process.
By using the Platform, you agree to the following :
Use of the Platform is strictly subject to these obligations. Failure to comply may result in immediate suspension or termination of Platform access.
Moneda Capital provides access to fixed-income investment opportunities through its Platform. The investment process is :
Moneda Capital does not offer direct access to listed securities. All investments are channelled and managed in accordance with the Programme, and subject to the applicable terms and disclaimers outlined in the investment documents.
11.1 No Financial AdviceMoneda Capital does not provide investment advice or recommendations. Nothing on the Website, Platform, or in any communication from Moneda Capital should be interpreted as financial, legal, tax, or investment advice. If you are unsure about the suitability of any investment, you should seek advice from an authorised financial advisor.
11.2 Investor ResponsibilityYou are solely responsible for ensuring that any investment made via the Platform is suitable for your financial circumstances and risk appetite. By proceeding with an investment, you confirm that you understand the associated risks, including the potential loss of all invested capital.
11.3 Exclusion of LiabilityTo the maximum extent permitted by law, Moneda Capital shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from :
11.4 Website AvailabilityMoneda Capital does not guarantee uninterrupted or error-free access to the Website. We reserve the right to suspend, withdraw, or restrict access to any part of the Website or services for operational or legal reasons.
11.5 No FSCS CoverageInvestments made through Moneda Capital are not covered by the Financial Services Compensation Scheme (FSCS). You may lose some or all of your invested capital, and you should not invest unless you can afford to do so without detriment to your financial wellbeing.
12.1 Ownership of ContentAll content and materials available on the Website and Platform—including but not limited to text, graphics, logos, icons, images, documents, videos, code, and software—are the property of Moneda Capital or its licensors and are protected by applicable intellectual property laws, including copyright, design rights, trademarks, and database rights.
12.2 Use of Website ContentYou may access and use content from the Website for your personal and non-commercial use only. You may not reproduce, distribute, modify, copy, download, or otherwise exploit any content or material from the Website without the prior written consent of Moneda Capital.
12.3 TrademarksAll trademarks, trade names, service marks, and logos displayed on the website are the property of Moneda Capital or their respective owners. Nothing in these Terms grants you any right or licence to use any such marks without prior written permission.
12.4 Third-Party ContentWhere the Website includes links to or content provided by third parties, the intellectual property rights in that content remain the property of the respective third parties. Moneda Capital does not claim ownership of third-party trademarks or content and disclaims responsibility for their accuracy or reliability.
12.5 Feedback and SuggestionsAny suggestions, feedback, or ideas submitted to Moneda Capital in relation to its services, Website, or Platform shall be treated as non-confidential and may be used by Moneda Capital without limitation or obligation.
13.1 External LinksThe Website and Platform may contain links to third-party websites, applications, or services that are not controlled or operated by Moneda Capital. These links are provided for your convenience only.
13.2 No Endorsement or ResponsibilityInclusion of any link does not imply endorsement or approval by Moneda Capital of the linked site or its content. Moneda Capital accepts no responsibility for the content, security, policies, or practices of any third-party websites and is not liable for any damages arising from third-party websites.
13.3 Use at Your Own RiskAccessing any third-party website through a link on this Website is done entirely at your own risk. You are advised to read the terms and privacy policies of any third-party sites you visit.
13.4 Third-Party Tools and PlatformsWhere applicable, the Platform may integrate with third-party services, such as electronic identification tools, payment providers, or communication systems. Moneda Capital is not responsible for the availability or performance of these third-party tools, and you use them at your own discretion.
14.1 Account RegistrationTo access certain features of the Platform, users must complete the registration process, which includes investor categorisation in accordance with applicable exemptions under the Financial Services and Markets Act 2000 (FSMA). You must ensure that the information provided is accurate and up to date.
14.2 Account SecurityYou are responsible for maintaining the confidentiality of your account login details, including your password. You agree to notify Moneda Capital immediately of any unauthorised access or use of your account.
14.3 Use of PlatformYour use of the Platform is subject to ongoing eligibility verification and compliance with applicable law. You agree not to misuse the Platform or attempt to gain unauthorised access to any part of the system.
14.4 Platform AvailabilityMoneda Capital aims to ensure that the Platform is accessible at all times but does not guarantee uninterrupted or error-free access. Access may be restricted temporarily without notice due to maintenance, upgrades, or circumstances beyond our control.
14.5 Data Integrity and Record-KeepingMoneda Capital uses reasonable efforts to maintain accurate records of investor subscriptions and related activity on the platform. However, you are advised to keep your own records and immediately report any discrepancies.
Moneda Capital reserves the right to suspend, restrict, or terminate your access to the Website and Platform at any time, without notice, if we reasonably believe that :
Upon termination of your access, you will no longer be able to access your Moneda Capital account. Any investment already allocated will continue in accordance with the terms of the investment documentation, and you may continue to receive communications and reporting as set out in the Information Memorandum or other contractual materials.
We are not liable for any losses incurred by you as a result of suspension or termination in accordance with this section.
Cooling-Off PeriodIf you enter into an Application Form, you have the right to cancel your agreement within 14 calendar days from the date you electronically sign the Application Form. During this cooling-off period, you may cancel without incurring any fees or penalties, and any amounts transferred to Moneda Capital will be refunded in full, provided they have not already been deployed in accordance with the terms of the Programme.
How to CancelTo exercise your right to cancel, please notify us by email at clientcare@monedacapital.co.uk within the 14-day period. You do not need to provide a reason for cancellation.
Refund TimingUpon receipt of your cancellation notice, and provided the funds have not been allocated to an investment tranche, Moneda Capital will process a refund to your originating bank account. Refunds will be issued as soon as reasonably practicable, and no later than 14 days after the cancellation notice is received.
LimitationsPlease note that once your investment has been allocated to a specific bond tranche or asset-backed subscription, cancellation may no longer be available. In such cases, you will remain bound by the terms of the Application Form.
If you require assistance with the cancellation process or have any queries regarding your subscription, please contact us at the above email address or call us on +44 20 7072 3390.
17.1 General EnquiriesIf you have any questions about these Terms and Conditions, the Platform, or the investment opportunities offered through the Programme, you may contact us using the details below :
Moneda Capital PLC207 Sloane Street,Knightsbridge,London, SW1X 9QXUnited Kingdom
Email : info@monedacapital.co.uk
Phone: +44 20 7072 3390
17.2 Investor Support For assistance with your account, subscription status, platform access, or investment documentation, please contact our Investor Relations team at clientcare@monedacapital.co.uk We aim to respond to all enquiries within two business days.
17.3 Complaints If you wish to make a complaint, please write to us at the address above or email complaints@monedacapital.co.uk. Complaints will be handled in accordance with our internal complaints procedure. Please note that as an unregulated firm, Moneda Capital is not a member of the Financial Ombudsman Service (FOS) and complaints cannot be referred to the FOS.
18.1 Right to Amend Moneda Capital reserves the right to amend, update, or revise these Terms and Conditions at any time. Any changes will take effect immediately upon being posted on the Website or Platform.
18.2 Notification of Changes Where material changes are made to these Terms, we will notify registered users via email or through notices on the Platform. Continued use of the Platform following such notification will constitute your acceptance of the updated Terms.
18.3 Review Responsibility It is your responsibility to review these Terms regularly to ensure that you are aware of any changes. If you do not agree with the amended Terms, you must discontinue use of the Website and Platform.
Last updated : June 2025
